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Role of Medicaid

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Medicaid is also a means tested program, which is responsible in the provision of quality health care to Americans who are eligible to the program. In particular, the Medicaid serve those people who are disable, poor as well as those who cannot afford their medical care. It serves as a complement to the Medicare by ensuring that people in low-income category are accessible to medicines and high quality care. The program’s supplemental health coverage assists many poor and elderly households to access health care and provides financial security by shielding them from the exorbitant costs of health care. Generally, most elderly people are less healthy and are vulnerable to various health complications hence requiring greater health needs and attention than the young. Almost a third of America’s elderly population frequently report that their health status is poor, compared to 18 % of the young (44 years and below) who does not have frequent health problem (Goldman 134). A little history to the Medicaid program will enable us to understand its role in US health system. It was formed in 1965, under Social Security Act. (Goldman 134). Every state in USA runs their separate Medicaid policies while the Centers for Medicare and Medicaid Services performs the role of monitoring the programs and also laying foundations for the quality, service delivery, eligibility standards and funding. Through these programs, the issue of medical care become relatively affordable to most of the people. Most states in US have different ways of naming Medicaid, for example, in California Medicaid is called Medical, in Oregon, it is called Oregon Health Plan, and in Tennessee it is referred to as Tenncare. Participation in Medicare in most states is voluntary and different Medicaid programs exist in various regions. Medicaid in New York provides health care programs to people aged 65 years and above, regardless of their income. The Medicaid also serves those who are disable and are poor. The program assures them of easy access to health system and more so the protection from any kind of financial catastrophe whenever a particular serious disease strikes (Goldman 134). Under hospital insurance, Medicaid covers all eligible residents of New York State in issues like inpatient hospital care, hospice services and nursing facility care. It also offers assistance to those who are in need and are eligible. These include the elderly, the poor and the disabled. People who have literally exhausted all their personal finances or resources catering for their health services to the extent that their income comes far below cash aid income standards are eligible for the Medicaid benefits. They are funded by the respective states in the provision of health service coverage for minors and indigents (Goldman 134). A number of states have apportioned the service delivery of Medicare programs to companies. This means that Medicaid service delivery charter have been extended to the point where companies are allowed to offer much needed health care assistance like procession health benefits and insurance covers such as health insurance. Wal-mart, for example gives Medicaid services to I its workers in all branches in USA. This has enabled the insurance companies to transact easily with Medicaid department using a specified price. This is very important as it makes