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Please see instruction file. Be sure to follow the word count of 175 -220 words. Be sure your response sounds like a discussion and not a full blown paper. Only use the textbook as a source.chapters 12 & 13.TextbookFrank, R., Bernanke, B., Antonovics, K., Heffetz, O. (2019). Principles of economics(7th ed.). New York: NY: McGraw-Hill.14/05/202018businessfinance