Comparison between American and Indian Health Care System

0 Comment

The Indian health care system comprises of several levels from national down to village levels. Unlike the non-real American system, the Indian system permits universal access healthcare for all its citizens through the national Rural Health Mission Program. India‚Äôs referral system underscores the Primary Health Care (PHC). This paper will compare US health care system with that of India by examining the factors affecting access to health care services, current health care financing, and the health care delivery system of both countries. The American Health Care System The American health care delivery is a non-real system comprised of four aspects, including financing, delivery, insurance, and payment mechanisms that are nonstandard, with loose coordination rather than a standard linear system consisting of interrelated components designed to operate in a coherent manner. It is unnecessarily fragmented. The financing component entails finances used to buy insurance or payment of consumed health care services. Insurance is necessary for guard against disastrous situations. Delivery involves provision of health care services. …
ealth care services include those who have employed-based insurance, those under the health care program of the government, those able to purchase insurance out-of-pocket, and those capable of paying for private services. This implies that the insurance is the primary mechanism of health care service access (Shi amp. Singh, 2012). The groups that may be eligible for these programs include the poor, elderly, children, disabled, uninsured, military workforce, and the veterans. However, the fiscal planning for public insurance are made through private organizations such as the HMOs, with private physicians and hospitals rendering health care services. Out of 250 million Americans, having some form of insurance coverage, 174.5 million have privately purchased insurance coverage, while those under Medicare are approximately 42 million, with almost the same number being the beneficiaries of Medicaid. According to the 2006 US Census Bureau, 15.8 % Americans lacked insurance for that year (American College of Physicians, 2008). At least 1,300 corporations provide insurance services, with 64 Blue Shield/Blue Cross programs being in existence. A multitude of government agencies provide health care finances, research on medical and health provision, and supervision of the various components of the health care delivery system (Shi amp. Singh, 2012). The US financing of health care The health care expenditure at national level was about $ 2.0 trillion, constituting 16 % of US GDP in 2005. The expenditure is expected to hit $ 4.0 trillion in 2015, representing 20 % of GDP (American College of Physicians, 2008). The mechanisms of financing, payment, insuring, and delivery functions are a blend of private and public sources. However, the four key operational functions are majorly private.